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Basic Qualifications

  • You must deeply care about your credit rating
  • You must be very motivated to work with us to boost your credit
  • You are a good person with good income, just going through a temporary credit problem
  • You have some cash saved up for the downpayment and closing costs
  • You are ready to stop renting and work hard for a few years to ensure your ownership success


  • House prices are rising in most GTA cities from 4% to over 14% per year.
  • Our clients know that every year they continue renting, it lowers their chance of affording a home in their desired area.
  • Rent-to-own allows people to get into their desired home now, fix their credit, and buy the home usually within 2 to 5 years.
  • It is very similar to leasing a car. With Rent-to-own, you lease a home with the option of buying it in a few years.
  • Rent-to-own, when done correctly, is recognized by most lenders as well as both mortgage insurers (CHMC and Genworth).
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